Column: Motorcycle insurance
News from Stillwater Gazette:

Zignego

BY JEFF ZIGNEGO

Choosing the right motorcycle insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Always ask your insurance agent or company representative which laws apply in your state.

In order to find out what coverage is best for you, it is important to understand all the options available.

Liability coverage

Liability insurance covers bodily injury and property damage you may cause to other people involved in an accident. It doesn’t cover you or your motorcycle. Find out if your coverage includes guest passenger liability, which provides protection in the event that a passenger is injured on the motorcycle. Whether or not this is included depends on the laws of your state and the company issuing the policy.

Collision coverage

Collision insuranc…………… continues on Stillwater Gazette

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Time to hit the road: Motorcycle insurance coverage and options explained
News from PropertyCasualty360:

In order to find out what motorcycle insurance coverage is best for you, it’s important to understand all the options available. (Photo: Andrey Armyagov / Shutterstock)

Editor’s note: This article first appeared on iii.org and is reprinted here with their permission. Click here for the original post.

Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Always ask your insurance agent or company representative which laws apply in your state.

In order to find out what coverage is best for you, it is important to understand all the options available. Continue reading to learn more. 

[Related: Study: Motorcyclists confused about coverage]

…………… continues on PropertyCasualty360

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