SC bill allows digital proof of insurance
News from WIS:

By SEANNA ADCOX
Associated Press

A bill on Gov. Nikki Haley’s desk would allow South Carolina drivers to use their smartphone in a traffic stop to prove they have vehicle insurance.

While TV commercials suggest officers already accept electronic proof, South Carolina is not among the 30 states currently allowing the convenience.

State law requires drivers to keep proof of insurance in their vehicles at all times, which they must be able to show an officer on demand.

The Senate gave final approval last week to the bill specifying insurers can provide coverage policies through a smartphone, which drivers can use as proof.

The option means drivers don’t have to keep up with a paper card that must be replaced every six months, said Oyango Snell, regional manager of the Property Casualty Insurers Association of America.

Rep. Todd Atwater, R-Lexington, said Monday he became curious about South Carolina’s law after seeing insurance commercials on the option. He introduced the legislation a year ago after learning it wasn’t legal here. The House passed it unanimously last April.

Atwater recalled a traffic stop that sent him searching through his glove box to find the paper form, which he eventually did.

“Why do you have to scramble every time?” he said, calling his proposal a “common sense, flexible…………… continues on WIS

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